Titan Auto Insurance: Low-Cost Insurance in a State Near You?
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Titan Insurance Review
If you want to know how good an insurance company will provide for you, take a look at their ratings: both in customer service and financial strength. Although AM Best lists Titan as a separate insurance company, there’s no doubt that ties to their parent company, Hartford, have immensely influenced their A+ rating. Likewise, customer service reviews for Titan often redirect to reviews for Hartford instead; and, Regrettably, it appears as though either Hartford, Titan, or both are falling short in keeping their customers happy.
| Ratings Agency | Rating |
| AM Best Financial Strength Rating (2016) | A+ |
| Better Business Bureau Rating – Hartford (2016) | A+ |
| BBB Composite Score – Hartford (2016) | 3.71 out of 5 stars |
| Consumer Affairs – Hartford (2016) | 1 out of 5 stars |
Titan Insurance Discounts
One might think it strange that a non-standard insurance company is willing to offer as many discounts as Titan does; however, keep in mind who their parent company is. Base on the Hartford influence, they can offer drivers discounts for insuring multiple vehicles, staying accident-free for a certain period of time, specific safety equipment, and at least a dozen more, including:
| Discount Type | Discount Amount |
| Good Student | 5% |
| Mature Driver | 5% |
| Multi-Car Discount | 0 – 15% |
| Multi-Policy | 5% |
| Persistency Credit | 4% |
Like all large insurance providers, however, discount availability and maximum possible savings will vary by state. It’s important to double-check with your local Titan agent and make sure that they can verify this information for your area.
Titan Auto Insurance Options
When crafting a Titan insurance policy, you’ll find many of the same coverages that your typical, standard auto policy comes with. You’ll also find some common extras, like collision or Roadside Assistance, which might not even be a choice for most non-standard policies:
- Liability Insurance (includes Property Damage and Bodily Injury)
- Collision Insurance
- Uninsured/Underinsured Motorist Insurance
- Medical Payments Insurance
- Comprehensive Insurance
- Roadside Assistance
- Towing & Labor
- Rental Reimbursement
- SR-22
Comparing Titan Insurance Quotes
Just as it’s important to know how local insurance providers vary in price, it’s also important to know how the company you’re looking into varies its prices by driver:
For a non-standard insurance company, Titan’s rates resemble something closer to a mainstream provider than they do the former. And although the number for couple’s insurance seems high, if you divide it in half, that works out to about $89/month for a married driver, and only $65/month for a married senior driver.
Pros and Cons of Titan Insurance
| Pro | Con |
| Relatively affordable provider of non-standard insurance | Only available in about half of all states |
| Affiliated with Hartford, a large, stable, successful insurance provider | Blended reviews about both Titan and Hartford slant towards the unfavorable |
When it comes to Titain’s pricing, especially for drivers who are in need of non-standard insurance coverage, it’s hard to find a better deal. Regrettably, that deal might not be available in your area if you live in one of the 20+ states where Titan does not underwrite coverage. And while they may be a financially stable company, there is some uncertainty about their customer service record. But if you really want to know whether Titan is the right choice for you, the first step is to compare them with free quotes from local competitors using our quote generating tool.
Corporate HeadquartersOne West Hartford Boulevard 1-04-701
Columbus, OH 43215-2220
www.titan.com
Phone: 614-249-1545
Fax: 866-315-1430